For employers

Asthma and COPD: the fastest ROI on your benefits roster.
And 1 in 3 of your employees will thank you for it.

This spend is fixable. No one has built a program designed to prove it. Until now.

$27K
per member per year for asthma. Roughly twice the cost of a healthy peer.
$57K
per member per year for COPD. Three to four times the cost of a healthy peer.
1 in 3
commercial ED visits involves asthma or COPD. At $1,150 per visit.
193%
Year 1 ROI with HCO. 234% in Year 2. Independent actuarial analysis.
Based on MarketScan data.
The cost iceberg

The claims you see are the tip. The real cost runs much deeper.

ED visits and hospitalizations are visible and measurable. But the dominant cost of poorly managed asthma and COPD is what sits below the waterline.
Stop looking at your diabetes, hypertension, obesity and anxiety costs in isolation.

Iceberg illustration: one dollar sign on the visible tip above the waterline, three dollar signs on the larger hidden mass below
Asthma
$10K–$15K

Additional annual cost per member when asthma is poorly managed and common comorbidities are present. Diabetes and hypertension are the primary cost drivers.

COPD
$30K–$40K

Additional annual cost per member with COPD and common comorbidities. Diabetes, obesity and anxiety each add tens of thousands of dollars per member per year.

2x
Sick days for asthma members

Employees with asthma miss roughly twice as many days as healthy peers.

3-4x
Sick days for COPD members

COPD members miss three to four times as many days. At $57,000 per member per year in total cost.

The business model

We take risk. The structure adjusts to fit your size.

Whether you are a small employer or a large one, we do not ask you to take all the risk. We put our fees on the line too.

Small and mid-size employers

PEPM with performance guarantees

Per engaged member per month (PEPM)
You pay only for members who are actively engaged. Not for the whole population.
Performance guarantees built in
A defined portion of our fee is at risk against agreed outcomes. If we do not hit the targets, we do not get paid in full.
Predictable cost structure
Straightforward to model and budget. No surprises.
Large employers

Savings share with meaningful fees at risk

We take a share of savings generated
We only make money when you save money.
Significant fees at risk
A meaningful portion of our compensation is contingent on hitting clinical and financial outcomes.
Custom business case before you sign
Our partners at Accorded model your specific population and project your savings before any commitment.

In both models: the Graduation Promise.

Members who achieve self-management graduate from the program. When they do, your PEMPM drops and your savings become permanent. We measure our success by how quickly members no longer need us.

The first and only respiratory program in the country to offer a graduation promise.

193%
Year 1 ROI
Independent actuarial analysis
234%
Year 2 ROI
As members graduate, savings compound
$100K
Outcomes guarantee
First and only in respiratory digital health

Results vary. Contact us to learn more.

Questions employers ask us

Before you commit.

What ROI does the program actually deliver?
193% return on investment in Year 1 and 234% in Year 2, based on independent actuarial analysis. Specific ROI depends on your company's plan. We will show you what it looks like for your plan.
Can you model projected savings for our specific workforce before we commit?
Yes. For self-funded employers with claims data access, HCO's partners at Accorded will model your specific population and project savings before any commitment, at no cost and no obligation. For fully-insured or smaller employers, HCO's team will walk you through what we typically see for employers of your size and industry.
How quickly do results show up?
67% of enrolled members had zero asthma attacks within 9 months. 90% reported better sleep quality. Members who achieve self-management graduate, at which point their cost to your plan drops permanently.
Will we see results in our own numbers?
Yes. You see ED visits, hospital stays, and claims dollars avoided per enrolled employee. Plain numbers. No jargon.
What is the outcomes guarantee exactly?
HCO offers a $100,000 outcomes guarantee, the first and only respiratory program in the country to offer this. If we do not deliver the agreed clinical and engagement outcomes, we do not get paid in full. The guarantee is contractual.
Is the program already available as a covered benefit anywhere?
Yes. HCO Respiratory is the exclusive virtual respiratory care provider for the Lehigh Valley Business Coalition on Health (400,000+ covered lives), an in-network benefit within Evry Health, and a contracted benefit with Sounder Benefits. HCO is also the only virtual respiratory care program selected as an AAFA HEAL program partner.
Track record

We are not asking you to be first.

Over 400,000 lives already covered across employer and health plan partnerships. Here is who signed first.

Exclusive partnership

Lehigh Valley Business Coalition on Health

HCO is the exclusive virtual respiratory care provider for LVBCH, covering 400,000+ lives across the Lehigh Valley region.

In-network partner

Evry Health

HCO Respiratory is an in-network benefit within the Evry Health plan, making it accessible to employers on that platform.

Contracted benefit

Sounder Benefits

HCO Respiratory is a contracted benefit with Sounder Benefits, with more partnerships in active development.

AAFA HEAL program partner
Chosen by the Asthma and Allergy Foundation of America. The only virtual respiratory care program selected.
Validation Institute certified
The first wearable and only respiratory program ever independently validated.

Independently validated against actuarial standards. You get the rigor. You skip the paperwork.

400K+ lives covered
Across employer and health plan partnerships today.

Let's talk.

Bring your benefits consultant. Bring your toughest questions. We will come with the data, the model, and a clear picture of what this looks like for your workforce.

Book a callRequest a business case